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Family Insurance Solutions :: Insurance Products > Auto Cover

Auto Cover

Automobile Insurance in British Columbia - The British Columbia auto insurance market is partially open to private competition. All motorists in British Columbia are required by law to purchase basic auto insurance from the provincial government insurer, however optional coverages may be purchased through Family Insurance Solutions.

Discover the many reasons why AutoCover is a superior choice for your optional auto insurance coverage.

AutoCover Advantages

Why purchase an AutoCover policy?

AutoCover offers you many advantages, including:
• Lower Premiums
• Lower Deductibles
• Better Coverage
• Superior Claims Service

Compassionate Claims Service

What if I have a claim?

Our claims department is dedicated to offering fair, timely, and compassionate claims service that is unsurpassed in the industry. Our comprehensive service includes:

• Assistance with Liability Negotiation
• Convenient Claims Handling
• 24 Hours Emergency Claims Service
• Authorized Direct Repair Facilities

Direct Repair Facilities

What is a Direct Repair Facility?

We select our Direct Repair Facilities (DRFs) with you in mind. Every DRF is inspected to ensure that they surpass industry standards and meet the high levels of quality and service you expect. DRFs are authorized to appraise the damage on your vehicle and are able to initiate repairs almost immediately. If you have purchased Loss of Use coverage, they can also arrange your rental vehicle for you as well. For your convenience, DRFs are available across Canada.

Although you are not required to use one of our DRFs, repairs made at a DRF hold a lifetime guarantee, for as long as you own your vehicle.

   

Better Coverage

What benefits does an AutoCover policy give me?

AutoStandard

Features
Emergency Roadside Assistance - up to $50 per occurrence, higher limits available
No Deductible for Fire, Lightning, or Theft of the Entire Vehicle
Discounts for Electronic and Mechanical Immobilizers
Optional Coverages
Replacement Cost for Vehicles - up to 3 Years Old
Excess Third Party Legal Liability
Emergency Roadside Assistance - per occurrence limit of $250
Excess Underinsured Motorist Protection
Loss of Use and Travel Protection
Rental Vehicle Coverage

AutoPlus - Includes Everything in AutoStandard plus:

Features
Emergency Roadside Assistance - increased to $250 per occurrence with no annual limit
Excess Underinsured Motorist Protection
First Accident Forgiveness
Destination Protection
Loss of Use and Travel Protection
Rental Vehicle Coverage
Lock Re-Keying limit of $1000 per occurrence, and no deductible applies
Family World Wide Transportation

 

First Accident Forgiveness

AutoCover Plus - We realize that a first accident can be a stressful experience. The last thing a person needs is to have their insurer penalize them for an at fault accident, and we understand this. That is why we do not apply any kind of penalty and do not increase premiums for first time, at fault accidents.

Family Insurance Solutions

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